Fairmont Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in West Virginia.

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West Virginia Fairmont

Eligibility Criteria for Personal Loans

  • Valid identification document (passport, driver's license, or national ID).
  • Proof of residence (utility bill or lease agreement).
  • Recent bank statement or payslip for income verification.
  • Active bank account for fund deposit and repayment.
  • Completed application form with accurate personal details.
  • Contact information for communication (email and phone number).
  • Compliance with NGO's financial assistance guidelines.
  • Consent to a potential credit check, if applicable.

Trusted Personal Loan Lenders in Fairmont, WV

Explore our curated list of Trusted Personal Loan lenders, offering reliable financial solutions tailored to meet your unique needs with transparency and integrity. Secure your financial future today.

Lender
User Ratings
Address
Phone
Category
Horace Mann Insurance Co
User Raiting:
4.80
Address: 529 Gaston Ave, Fairmont, WV 26554
Phone: +1 (304) 366-4486
Category: Financial institution
WesBanco Bank
User Raiting:
4.80
Address: 109 Merchant St, Fairmont, WV 26554
Phone: +1 (304) 366-4516
Category: Bank
First Exchange Bank
User Raiting:
4.80
Address: 216 Fairmont Ave, Fairmont, WV 26554
Phone: +1 (304) 367-1700
Category: Bank
Marion County School Employees Federal Credit Union
User Raiting:
4.30
Address: 1512 Mary Lou Retton Dr, Fairmont, WV 26554
Phone: +1 (304) 366-2390
Category: Financial institution
BCBank Inc. - Fairmont
User Raiting:
4.30
Address: 936 E Park Ave, Fairmont, WV 26554
Phone: +1 (304) 367-9100
Category: Bank
Huntington Bank
User Raiting:
4.00
Address: 58 Middletown Rd, Fairmont, WV 26554
Phone: +1 (304) 367-2424
Category: Bank
Huntington Bank
User Raiting:
3.10
Address: 103 Adams St, Fairmont, WV 26554
Phone: +1 (304) 363-5800
Category: Bank
Payday Loans Fairmont
User Raiting:
3.00
Address: 299 Adams St, Fairmont, WV 26554
Category: Loan agency
MVB Bank
User Raiting:
3.00
Address: 301 Virginia Ave, Fairmont, WV 26554
Phone: +1 (844) 682-2265
Category: Bank

What Are the Alternatives for Short-term Loans in Fairmont?

Explore viable financial solutions that offer more manageable repayment terms and lower interest rates, providing a safer alternative to costly payday loans for immediate monetary needs.

Quick Installment Loans

Quick Installment loans are borrowed funds repaid in regular, manageable increments over time, helping sustain financial stability without overwhelming lump-sum payments.

Fast Cash Loans

Fast Cash loans provide immediate, short-term financial assistance, often requiring minimal documentation and approval processes, ideal for urgent financial needs.

Instant Title Loans

Instant Title loans use your vehicle title as collateral, allowing quick access to funds while still driving your car during the loan term.

Emergency Loans Online

Emergency loans online cater to unexpected financial crises, offering quick access to funds via speedy online applications and digital approvals.

Payday Loans Online No Credit Check

Payday loans online with no credit check offer short-term solutions, delivering fast approvals despite credit history, aiding in immediate expense coverage.

Guaranteed P2P Loans

Guaranteed P2P loans involve borrowing from peers via digital platforms, ensuring flexible terms and competitive interest rates without traditional financial institutions.

Debt Consolidation Loans Instant

Debt consolidation loans allow instant merging of multiple debts into a singular manageable payment, aiding in reducing financial burden and stress.

Online Bad Credit Loans

Online bad credit loans cater to those with poor credit scores, providing accessible funding options featuring lenient credit requirements through online channels.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on using personal loans efficiently, with helpful resources designed to aid financial decisions and promote responsible borrowing, ensuring your financial well-being.

Industry
Address
Phone
Car Repair and Service
Address: 2386 White Hall Boulevard, Fairmont, WV 26554
Phone: +1 (855) 695-0704
Club & Association
Address: 1831 Speedway St, Fairmont, WV 26554
Phone: +1 (304) 366-3940
Dentist
Address: 705 Morgantown Avenue, Fairmont, WV 26554
Phone: +1 (304) 333-6060
Fast Food
Address: 808 Fairmont Avenue, Fairmont, WV 26554
Phone: +1 (304) 244-2719
Government Office
Address: 1400 Pleasant Valley Road, Fairmont, WV 26554
Phone: +1 (304) 366-4058
Hotel
Address: 27 Southland Drive, Fairmont, WV 26554
Phone: +1 (304) 367-9150
Museum
Address: 3 Hollen Circle, Fairmont, WV 26554
Phone: +1 (304) 534-1776
Post Office
Address: 726 East Park Avenue, Fairmont, WV 26554
Phone: +1 (304) 368-0001
Real Estate Agent
Address: 410 Cleveland Avenue, Fairmont, WV 26554
Phone: +1 (304) 366-2320
Rent-a-Car Facility
Address: 110 Van Kirk Drive, Fairmont, WV 26554
Phone: +1 (304) 363-5814
Specialist
Address: 709 Morgantown Avenue, Fairmont, WV 26554
Phone: +1 (304) 366-4721
Theater
Address: 1993 Airport Road, Fairmont, WV 26554
Phone: +1 (304) 630-3040
Veterinarian
Address: 3266 Fairmont Avenue, Fairmont, WV 26554
Phone: +1 (304) 534-9317

How to Get to Fairmont

Complaints about Short-Term Loans in West Virginia

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
10
Problem with the payoff process at the end of the loan
10
Getting the loan
9
Problem when making payments
9
Problem with additional add-on products or services
5
Getting a line of credit
5
Struggling to pay your loan
4
Money was taken from your bank account on the wrong day or for the wrong amount
2
Incorrect information on your report
2
Credit limit changed
2
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Fairmont

If you need to submit a complaint against a payday lender in West Virginia, the primary regulatory body is the West Virginia Division of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • West Virginia Division of Financial Institutions, 900 Pennsylvania Avenue, Suite 306, Charleston, WV 25302
  • (304) 558-2294
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in West Virginia?

Yes, payday loans are legal in West Virginia. However, they are subject to regulations and consumer protections to ensure responsible lending practices and protect borrowers.

Why are Payday Loans Regulated?

Payday loans are regulated in West Virginia to prevent predatory lending practices and excessive interest rates. The regulations aim to safeguard the financial well-being of residents and ensure that borrowers are not trapped in cycles of debt.

What Are the Restrictions on Payday Loans in West Virginia?

In West Virginia, payday loans are subject to restrictions, including maximum loan amounts, maximum loan terms, and limits on finance charges. These regulations are in place to protect consumers from the potentially harmful effects of payday lending.

Can Out-of-State Lenders Offer Payday Loans?

Out-of-state payday lenders are allowed to offer payday loans to residents in West Virginia, but they must adhere to the local regulations and licensing requirements.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders in West Virginia, you can report these issues to the West Virginia Division of Financial Institutions. They can investigate and take appropriate actions to address any violations of payday lending laws in the state. Reporting such practices helps protect consumers from unfair treatment and promotes responsible lending.

West Virginia Personal Loans Near Me

Accoville Alderson Alloy Alum Bridge Ansted Apple Grove Arbovale Arnoldsburg Athens Augusta Baker Barboursville Beaver Beckley Belington Belle Belmont Berkeley Springs Big Chimney Birch River Blacksville Bluefield Branchland Bridgeport Bruceton Mills Buckhannon Buffalo Burnsville Cameron Capon Bridge Ceredo Chapmanville Charles Town Charleston Charlton Heights Chester Clare Clarksburg Clay Clendenin Comfort Cowen Crab Orchard Craigsville Cross Lanes Daniels Danville Davis Delbarton Depot Dunbar Eleanor Elizabeth Elkins Elkview Ellenboro Fairmont Fairview Falling Waters Farmington Fayetteville Follansbee Fort Ashby Fort Gay Franklin Friendly Gallipolis Ferry Gassaway Gauley Bridge Gilbert Glasgow Glen Dale Glen Daniel Glen Fork Glenville Grafton Grantsville Grove Hamlin Harman Harpers Ferry Harrisville Harts Hedgesville Hilltop Hinton Hundred Huntington Hurricane Iaeger Ikes Fork Inwood Jane Lew Kanawha Head Kearneysville Kenova Kermit Keyser Kingwood Lanes Lavalette Lewisburg Lindside Logan Lost Creek Madison Man Mannington Marlinton Martinsburg Mason Masontown Matewan Mathias Mcmechen Middlebourne Mill Creek Milton Moatsville Montgomery Moorefield Morgantown Moundsville Mt Clare Mt Hope Mullens Naugatuck New Cumberland New Martinsville Newell Nitro Nutter Fort Oak Hill Oceana Paden City Parkersburg Paw Paw Pennsboro Petersburg Peterstown Philippi Pine Grove Poca Point Pleasant Princeton Proctor Rainelle Ranson Ravenswood Red House Reedsville Ridgeley Ripley Rock Cave Romney Ronceverte Rowlesburg Sabraton Scott Depot Shady Spring Shepherdstown Shinnston Sistersville Slanesville Slaty Fork Sophia South Charleston Spencer Springfield St Albans St Marys Summersville Summit Point Sutton Terra Alta Thomas Triadelphia Union Valley Grove Victor Vienna Walton War Wardensville Wayne Webster Springs Weirton Welch Wellsburg West Hamlin West Milford West Union Weston Westover Wheeling White Hall White Sulphur Springs Whitesville Wiley Ford Williamson Williamstown Winfield